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What is an LLC? A plain-English guide for non-residents

Regiwise Team·June 14, 2025·8 min read
What is an LLC? A plain-English guide for non-residents

An LLC (Limited Liability Company) is a US business structure that protects your personal assets from business liability while keeping taxes simple. It’s the most common choice for solo founders, freelancers, and small businesses in the US — and it’s also the easiest US structure for non-residents to form.

What does “limited liability” mean?

It means the LLC is its own legal entity. If something goes wrong with the business — a lawsuit, a debt, an angry customer — the LLC is the one on the hook, not you personally. Your house, your savings, and your personal accounts stay protected.

How is it taxed?

By default, an LLC is a pass-through entity. Profits flow to the owner’s personal tax return. For non-residents, that means you only pay US tax on income that’s actually connected to a US business activity. We’ll guide you through the specifics.

What you need to start an LLC

  • A name (we’ll check availability in your state)
  • A registered agent in the state where you form it
  • Articles of Organization filed with the state
  • An EIN from the IRS
  • An operating agreement

Why non-residents pick LLCs

LLCs are simple, cheap, and fast. They give you a real US legal entity you can use to open a US bank account, run Stripe, sign contracts with US clients, and look professional to anyone you do business with. And you don’t need an SSN or a US visit to form one.

We’re here to help

Ready? Let’s set up your US business.

About 10 minutes to sign up. 14 days until you’re accepting payments. One price, everything included.

Regiwise support team ready to help