RegiWise
US bank account and Stripe guaranteed — or your money back
Stripe & Banking

Yes, you can get Stripe. We guarantee it.

Getting Stripe as a non-US resident is the hard part. Forming an LLC is easy. Getting a US bank account and Stripe? That’s where most people get stuck. For months.

The bank account problem

Stripe requires a US bank account with a routing number and account number. Not a Payoneer account. Not an international SWIFT transfer. A real US bank account.

And since 2024, banks like Mercury and Relay reject applications that use a virtual mailbox or registered agent address. They want a real physical US address with a utility bill as proof.

Most LLC services don’t tell you this. You find out after you’ve already paid them and your bank application gets denied.

Our fix

We provide a real US business address with a commercial lease and utility bill in your company’s name. Banks accept it. Every time. We’ve had a 100% bank approval rate with this system.

We also pre-prepare your entire bank application with the right documents, in the right format, so nothing gets flagged or delayed.

The Stripe problem

Even with a bank account, Stripe can reject you if your business description doesn’t match their categories, your website doesn’t have clear product information, or your application has inconsistencies.

Our fix

We review your business description and website before submitting to Stripe. We pre-fill your application with information we know Stripe accepts. And if Stripe asks follow-up questions during review, our team responds directly so you don’t have to figure out what they want.

Your Stripe account is guaranteed to be activated. If it isn’t, we work with Stripe until it is. Simple as that.

Why our banking works

Real US business address

Commercial lease + utility bill in your company's name. Not a mailbox. Not a virtual office.

100% approval guarantee

If one bank says no, we have three backup options. Nobody leaves without an account.

Pre-prepared applications

Your bank and Stripe applications are filled out the way they want, the first time.

  • Supported banks: Mercury, Relay, Novo, Wise
  • Stripe activation handled end-to-end
  • Direct contact with Stripe support if review questions come up
  • Your money stays yours — we never touch funds
We’re here to help

Ready? Let’s set up your US business.

About 10 minutes to sign up. 14 days until you’re accepting payments. One price, everything included.

Regiwise support team ready to help