RegiWise
US bank account and Stripe guaranteed — or your money back
How it works

From zero to getting paid. Here’s exactly what happens.

No mystery. No fine print. Here’s every step of the process, how long it takes, and who does what.

  1. Step 1
    Day 1

    You sign up (10 minutes)

    Pick your plan. Enter your company name (we check if it's available). Upload your passport or national ID. Tell us what your business does. Choose which bank you prefer. Pay. Done. Go back to your life.

  2. Step 2
    Days 1–3

    We form your LLC

    We file your Articles of Organization with the state. Wyoming processes in about 1 business day. You get your formation documents in your dashboard as soon as they're ready.

  3. Step 3
    Days 2–12

    We get your US tax ID

    Since you don't have a Social Security Number, we file Form SS-4 with the IRS via fax. This is the legal way to get a tax ID as a non-resident. It usually takes 8–12 business days. We check on it daily and email you the moment it arrives.

  4. Step 4
    Days 3–5

    We set up your US address

    We activate a real US business address for your company. Not a PO box. Not a virtual mailbox. A real commercial address with a unique suite number and a utility bill in your company's name. This is what banks require now.

  5. Step 5
    Day 12–13

    We open your bank account

    Once your tax ID is ready, we submit your bank application to Mercury (or Relay, Novo, or Wise — your choice). Because we use a real US address and pre-prepare your documents, approval is typically same-day or next-day.

  6. Step 6
    Day 13–14

    We activate your Stripe

    We submit your Stripe application with pre-filled details, your verified business information, and your bank account connected. Stripe typically activates within 1–2 business days. If there are any review questions, we handle them directly.

  7. Step 7
    Day 14+

    You're in business

    Your dashboard shows everything green. LLC: active. Tax ID: received. Bank: open. Stripe: live. You can now accept payments from customers anywhere in the world.

FAQ

Questions everyone asks

Still have something on your mind? Email hello@regiwise.com — a real person reads every message.

No. Everything is done online. You don't need to set foot in America. We handle all the paperwork, bank setup, and Stripe activation remotely.
We’re here to help

Ready? Let’s set up your US business.

About 10 minutes to sign up. 14 days until you’re accepting payments. One price, everything included.

Regiwise support team ready to help