Forming a US LLC is the easy part. Getting a US bank account and a working Stripe account? That’s where most non-US founders spend months bouncing between services and getting rejected.
At Regiwise, we’ve helped over 1,000 founders in 80+ countries get through this exact process. Here’s the playbook.
Why Stripe is so hard as a non-resident
Stripe needs a US bank account. A US bank needs a real US address. A real address needs a real commercial lease. Most LLC services skip that last part — which is why their customers get stuck.
The address problem
Since 2024, Mercury and Relay reject most virtual mailboxes and registered-agent addresses. They want a real physical US address with a utility bill as proof. Most “$297 LLC” services don’t mention this until your bank application is already denied.
The application problem
Even with a good address, Stripe can reject your application if your business description is fuzzy, your website is incomplete, or your documents don’t match. Stripe wants clarity, and most first-time founders don’t know what “clarity” looks like to them.
The fix
We provide a real commercial US address with a lease and utility bill in your company’s name. Banks accept it every time. We also pre-prepare your bank and Stripe applications with the exact format and information we know they want.
The result: our clients typically have a working LLC, US bank account, and live Stripe in 14 days. And we guarantee it — if any piece fails, we fix it or refund you.
What to do next
If you’ve been stuck on banking or Stripe for weeks or months, stop. Start over with a service that treats banking and Stripe as the actual goal, not an afterthought. That’s what we built Regiwise to do.
